Terms & Conditions

*TERMS AND CONDITIONS*

*Last updated January 01, 2021*



*1. **Agreement to Terms*

1.1 These Terms and Conditions constitute a legally binding agreement
made between you, whether personally or on behalf of an entity (*you*),
and *__________***,* *located
at* __________,** **__________,** __________****, __________***** (*we*,
*us*), concerning your access to and use of the *__________*
*(__________)* website as well as any related applications (the *Site*).

The Site provides the following services: *__________ *(*Services*). You
agree that by accessing the Site and/or Services, you have read,
understood, and agree to be bound by all of these Terms and Conditions.

*If you do not agree with all of these Terms and Conditions, then you
are prohibited from using the Site and Services and you must discontinue
use immediately*. We recommend that you print a copy of these Terms and
Conditions for future reference.

1.2 The supplemental policies set out in Section 1.7 below, as well as
any supplemental terms and condition or documents that may be posted on
the Site from time to time, are expressly incorporated by reference.

1.3 We may make changes to these Terms and Conditions at any time. The
updated version of these Terms and Conditions will be indicated by an
updated "Revised" date and the updated version will be effective as soon
as it is accessible. You are responsible for reviewing these Terms and
Conditions to stay informed of updates. Your continued use of the Site
represents that you have accepted such changes.

1.4 We may update or change the Site from time to time to reflect
changes to our products, our users' needs and/or our business priorities.

1.5 Our site is directed to people residing in the __________. The
information provided on the Site is not intended for distribution to or
use by any person or entity in any jurisdiction or country where such
distribution or use would be contrary to law or regulation or which
would subject us to any registration requirement within such
jurisdiction or country.

1.6 The Site is intended for users who are at least 18 years old. If you
are under the age of 18, you are not permitted to register for the Site
or use the Services without parental permission.

1.7 Additional policies which also apply to your use of the Site include:

  * Our Privacy Notice __________, which sets out the terms on which we
    process any personal data we collect from you, or that you provide
    to us. By using the Site, you consent to such processing and you
    warrant that all data provided by you is accurate.

  * Our Acceptable Use Policy __________, which sets out the permitted
    uses and prohibited uses of the Site. When using the Site, you must
    comply with this Acceptable Use Policy.

  * Our Cookie Policy __________, which sets out information about the
    cookies on the Site.

  * If you purchase from the Site, our terms and conditions of supply
    __________ will apply to the

  * Certain parts of this Site can be used only on payment of a fee.If
    you wish to use such Services, you will, in addition to our Terms
    and Conditions, also be subject to our Terms and conditions of
    supply __________.


*2. **Acceptable Use*

2.1 Our full Acceptable Use Policy __________, sets out all the
permitted uses and prohibited uses of this site.

2.2 You may not access or use the Site for any purpose other than that
for which we make the site and our services available. The Site may not
be used in connection with any commercial endeavors except those that
are specifically endorsed or approved by us.

2.3 As a user of this Site, you agree not to:

*3. **Information you provide to us*

3.1 You represent and warrant that: (a) all registration information you
submit will be true, accurate, current, and complete and relate to you
and not a third party; (b) you will maintain the accuracy of such
information and promptly update such information as necessary; (c) you
will keep your password confidential and will be responsible for all use
of your password and account; (d) you have the legal capacity and you
agree to comply with these Terms and Conditions; and (e) you are not a
minor in the jurisdiction in which you reside, or if a minor, you have
received parental permission to use the Site.

If you know or suspect that anyone other than you knows your user
information (such as an identification code or user name) and/or
password you must promptly notify us at __________.

3.2 If you provide any information that is untrue, inaccurate, not
current or incomplete, we may suspend or terminate your account. We may
remove or change a user name you select if we determine that such user
name is inappropriate.

*4. **Content you provide to us*

4.1 There may be opportunities for you to post content to the Site or
send feedback to us (*User Content*). You understand and agree that your
User Content may be viewed by other users on the Site, and that they may
be able to see who has posted that User Content.

4.2 /You further agree that we can use your User Content for any other
purposes whatsoever in perpetuity without payment to you, and combine
your User Content with other content for use within the Site and
otherwise. We do not have to attribute your User Content to you/. /When
you upload or post content to our site, you grant us the following
rights to use that content:/

4.3 In posting User Content, including reviews or making contact with
other users of the Site you shall comply with our Acceptable Use Policy
__________.

4.4 You warrant that any User Content does comply with our Acceptable
Use Policy, and you will be liable to us and indemnify us for any breach
of that warranty. This means you will be responsible for any loss or
damage we suffer as a result of your breach of this warranty.

4.5 We have the right to remove any User Content you put on the Site if,
in our opinion, such User Content does not comply with the Acceptable
Use Policy.

4.6 We are not responsible and accept no liability for any User Content
including any such content that contains incorrect information or is
defamatory or loss of User Content. We accept no obligation to screen,
edit or monitor any User Content but we reserve the right to remove,
screen and/or edit any User Content without notice and at any time. User
Content has not been verified or approved by us and the views expressed
by other users on the Site do not represent our views or values.

4.7 If you wish to complain about User Content uploaded by other users
please contact us at __________ or use the take down or report button.

*5. **Our content*

5.1 Unless otherwise indicated, the Site and Services including source
code, databases, functionality, software, website designs, audio, video,
text, photographs, and graphics on the Site (*Our Content*) are owned or
licensed to us, and are protected by copyright and trade mark laws.

5.2 Except as expressly provided in these Terms and Conditions, no part
of the Site, Services or Our Content may be copied, reproduced,
aggregated, republished, uploaded, posted, publicly displayed, encoded,
translated, transmitted, distributed, sold, licensed, or otherwise
exploited for any commercial purpose whatsoever, without our express
prior written permission.

5.3 Provided that you are eligible to use the Site, you are granted a
limited licence to access and use the Site and Our Content and to
download or print a copy of any portion of the Content to which you have
properly gained access solely for your personal, non-commercial use.

5.4 You shall not (a) try to gain unauthorised access to the Site or any
networks, servers or computer systems connected to the Site; and/or (b)
make for any purpose including error correction, any modifications,
adaptions, additions or enhancements to the Site or Our Content,
including the modification of the paper or digital copies you may have
downloaded.

5.5 We shall (a) prepare the Site and Our Content with reasonable skill
and care; and (b) use industry standard virus detection software to try
to block the uploading of content to the Site that contains viruses.

5.6 The content on the Site is provided for general information only. It
is not intended to amount to advice on which you should rely. You must
obtain professional or specialist advice before taking, or refraining
from taking, any action on the basis of the content on the Site.

5.7 Although we make reasonable efforts to update the information on our
site, we make no representations, warranties or guarantees, whether
express or implied, that Our Content on the Site is accurate, complete
or up to date.

*6. **Link to third party content*

6.1 The Site may contain links to websites or applications operated by
third parties. We do not have any influence or control over any such
third party websites or applications or the third party operator. We are
not responsible for and do not endorse any third party websites or
applications or their availability or content.

6.2 We accept no responsibility for adverts contained within the Site.
If you agree to purchase goods and/or services from any third party who
advertises in the Site, you do so at your own risk. The advertiser, and
not us, is responsible for such goods and/or services and if you have
any questions or complaints in relation to them, you should contact the
advertiser.

*7. **Site Management*

7.1 We reserve the right at our sole discretion, to (1) monitor the Site
for breaches of these Terms and Conditions; (2) take appropriate legal
action against anyone in breach of applicable laws or these Terms and
Conditions; (3) refuse, restrict access to or availability of, or
disable (to the extent technologically feasible) any of your
Contributions; (4) remove from the Site or otherwise disable all files
and content that are excessive in size or are in any way a burden to our
systems; and (5) otherwise manage the Site in a manner designed to
protect our rights and property and to facilitate the proper functioning
of the Site and Services.

7.2 We do not guarantee that the Site will be secure or free from bugs
or viruses.

7.3 You are responsible for configuring your information technology,
computer programs and platform to access the Site and you should use
your own virus protection software.

*8. **Modifications to and availability of the Site*

8.1 We reserve the right to change, modify, or remove the contents of
the Site at any time or for any reason at our sole discretion without
notice. We also reserve the right to modify or discontinue all or part
of the Services without notice at any time.

8.2 We cannot guarantee the Site and Services will be available at all
times. We may experience hardware, software, or other problems or need
to perform maintenance related to the Site, resulting in interruptions,
delays, or errors. You agree that we have no liability whatsoever for
any loss, damage, or inconvenience caused by your inability to access or
use the Site or Services during any downtime or discontinuance of the
Site or Services. We are not obliged to maintain and support the Site or
Services or to supply any corrections, updates, or releases.

8.3 There may be information on the Site that contains typographical
errors, inaccuracies, or omissions that may relate to the Services,
including descriptions, pricing, availability, and various other
information. We reserve the right to correct any errors, inaccuracies,
or omissions and to change or update the information at any time,
without prior notice.

*9. **Disclaimer/Limitation of Liability*

9.1 The Site and Services are provided on an as-is and as-available
basis. You agree that your use of the Site and/or Services will be at
your sole risk except as expressly set out in these Terms and
Conditions. All warranties, terms, conditions and undertakings, express
or implied (including by statute, custom or usage, a course of dealing,
or common law) in connection with the Site and Services and your use
thereof including, without limitation, the implied warranties of
satisfactory quality, fitness for a particular purpose and
non-infringement are excluded to the fullest extent permitted by
applicable law.

We make no warranties or representations about the accuracy or
completeness of the Site’s content and are not liable for any (1) errors
or omissions in content; (2) any unauthorized access to or use of our
servers and/or any and all personal information and/or financial
information stored on our server; (3) any interruption or cessation of
transmission to or from the site or services; and/or (4) any bugs,
viruses, trojan horses, or the like which may be transmitted to or
through the site by any third party. We will not be responsible for any
delay or failure to comply with our obligations under these Terms and
Conditions if such delay or failure is caused by an event beyond our
reasonable control.

9.2 Our responsibility for loss or damage suffered by you:

*Whether you are a consumer or a business user:*


*10. **Term and Termination*

10.1 These Terms and Conditions shall remain in full force and effect
while you use the Site or Services or are otherwise a user of the Site,
as applicable. You may terminate your use or participation at any time,
for any reason, by following the instructions for terminating user
accounts in your account settings, if available, or by contacting us at
__________.

10.2 Without limiting any other provision of these Terms and Conditions,
we reserve the right to, in our sole discretion and without notice or
liability, deny access to and use of the Site and the Services
(including blocking certain IP addresses), to any person for any reason
including without limitation for breach of any representation, warranty
or covenant contained in these Terms and Conditions or of any applicable
law or regulation.

If we determine, in our sole discretion, that your use of the
Site/Services is in breach of these Terms and Conditions or of any
applicable law or regulation, we may terminate your use or participation
in the Site and the Services or deleteyour profile andany content or
information that you posted at any time, without warning, in our sole
discretion.

10.3 If we terminate or suspend your account for any reason set out in
this Section 9, you are prohibited from registering and creating a new
account under your name, a fake or borrowed name, or the name of any
third party, even if you may be acting on behalf of the third party. In
addition to terminating or suspending your account, we reserve the right
to take appropriate legal action, including without limitation pursuing
civil, criminal, and injunctive redress.

*11. **Mobile Application*

11.1 If you access the Services via a mobile application, then we grant
you a revocable, non-exclusive, non-transferable, limited right to
install and use the mobile application on wireless electronic devices
owned or controlled by you, and to access and use the mobile application
on such devices strictly in accordance with the terms and conditions of
this license.

11.2 The following terms apply when you use a mobile application
obtained from either the Apple Store or Google Play (each an App
Distributor) to access the Services:

(a) The licence granted to you for our mobile application is limited to
a non-transferable licence to use the application on a device that
utilizes the Apple iOS or Android operating system, as applicable, and
in accordance with the usage rules set forth in the applicable App
Distributor terms of service;

(b) We are responsible for providing any maintenance and support
services with respect to the mobile application as specified in these
Terms and Conditions or as otherwise required under applicable law. You
acknowledge that each App Distributor has no obligation whatsoever to
furnish any maintenance and support services with respect to the mobile
application;

(c) In the event of any failure of the mobile application to conform to
any applicable warranty, you may notify an App Distributor, and the App
Distributor, in accordance with its terms and policies, may refund the
purchase price, if any, paid for the mobile application, and to the
maximum extent permitted by applicable law, an App Distributor will have
no other warranty obligation whatsoever with respect to the mobile
application;

(d) You represent and warrant that (i) you are not located in a country
that is subject to a U.S. government embargo, or that has been
designated by the U.S. government as a "terrorist supporting" country;
and (ii) you are not listed on any U.S. government list of prohibited or
restricted parties;

(e) You must comply with applicable third party terms of agreement when
using the mobile application, e.g., if you have a VoIP application, then
you must not be in breach of their wireless data service agreement when
using the mobile application; and

(f) You acknowledge and agree that the App Distributors are third party
beneficiaries of these Terms and Conditions, and that each App
Distributor will have the right (and will be deemed to have accepted the
right) to enforce these Terms and Conditions against you as a third
party beneficiary thereof.

*12. **General *

12.1 Visiting the Site, sending us emails, and completing online forms
constitute electronic communications. You consent to receive electronic
communications and you agree that all agreements, notices, disclosures,
and other communications we provide to you electronically, via email and
on the Site, satisfy any legal requirement that such communication be in
writing.

*You hereby agree to the use **of electronic signatures, contracts,
orders and other records and to electronic delivery of notices, policies
and records of transactions initiated or completed by us or via the
Site.* You hereby waive any rights or requirements under any statutes,
regulations, rules, ordinances or other laws in any jurisdiction which
require an original signature or delivery or retention of non-electronic
records, or to payments or the granting of credits by other than
electronic means.

12.2 These Terms and Conditions and any policies or operating rules
posted by us on the Site or in respect to the Services constitute the
entire agreement and understanding between you and us.

12.3 Our failure to exercise or enforce any right or provision of these
Terms and Conditions shall not operate as a waiver of such right or
provision.

12.4 We may assign any or all of our rights and obligations to others at
any time.

12.5 We shall not be responsible or liable for any loss, damage, delay
or failure to act caused by any cause beyond our reasonable control.

12.6  If any provision or part of a provision of these Terms and
Conditions is unlawful, void or unenforceable, that provision or part of
the provision is deemed severable from these Terms and Conditions and
does not affect the validity and enforceability of any remaining provisions.

12.7 There is no joint venture, partnership, employment or agency
relationship created between you and us as a result of these Terms and
Conditions or use of the Site or Services.

12.8 The following are trade marks of __________. You are not permitted
to use them without our approval, /unless they are part of material our
Site explicitly states you are permitted to use./
12.9 Aperson who is not a party to these Terms and Conditions shall have
no right under the Contracts (Rights of Third Parties) Act 1999 to
enforce any term of these Terms and Conditions.

12.10 In order to resolve a complaint regarding the Services or to
receive further information regarding use of the Services, please
contact us by email at __________ or by post to: